UAE Removes Upfront Payment Requirement for Property-Based Golden Visa
The United Arab Emirates has introduced a significant enhancement to its property-linked Golden Visa framework by removing the previously required upfront payment condition for real estate investors. The decision marks another progressive step in strengthening the country’s position as a global hub for long-term residency and foreign direct investment.
Under the revised approach, eligibility for the property-based Golden Visa is now assessed based on the total value of the real estate asset rather than the proportion already paid. As long as the property meets the minimum valuation criteria established by authorities, investors may qualify regardless of whether the acquisition is financed through a mortgage, developer payment plan, or staggered instalments.
The reform is being implemented under the supervision of the Federal Authority for Identity, Citizenship, Customs and Port Security in coordination with local land departments, including the Dubai Land Department. This adjustment aligns residency eligibility with long-term asset ownership rather than immediate capital deployment, offering greater financial flexibility to investors.
Market analysts expect the move to further stimulate demand across the UAE real estate sector, particularly in high-growth markets such as Dubai and Abu Dhabi. By easing structural constraints, the government has effectively broadened access to the long-term residency program, enabling a wider spectrum of international investors to participate in the country’s property market.
The Golden Visa continues to grant long-term residency without the need for a local sponsor, while allowing holders to live, work, and sponsor eligible family members. The latest policy update reinforces the UAE’s strategic objective of attracting global capital, entrepreneurial talent, and high-net-worth individuals seeking stability, mobility, and a business-friendly regulatory environment.
With this latest enhancement, the UAE further consolidates its competitive advantage within the global residence-by-investment landscape, signaling continued confidence in the resilience and long-term growth trajectory of its real estate and investment ecosystem.
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